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What is Med Pay and Personal Injury Protection (PIP) Insurance?

Personal injury protection (PIP) insurance pays for medical bills and lost wages for you and your passengers if you get injured in a car accident. Insurance is optional in most states, but if you reside in any of the 16 states, you are required carrying a minimum amount of PIP coverage. Sometimes it may overlap with your Med Pay or health insurance, but there are times when multiple policies are suggested.

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